XRP Eyes $1.55 Target as Washington Floats $5,000 Stimulus Plan

XRP is trading around $1.38 following a slight dip, sitting at a crossroads just as new policy proposals stir up the broader financial markets. President Trump announced a plan to issue a $5,000 dividend to every adult U.S. citizen if Republicans maintain control of both congressional chambers in the upcoming midterms. Vice President JD Vance defended the concept by pointing to tariff revenue, though Congress still needs to give final approval for the massive spending package.

Market participants are comparing this setup to the major stimulus injections seen in 2020 and 2021. Back then, large capital infusions pushed assets like Bitcoin, Ethereum, and XRP higher as investors sought protection against currency debasement. Today, the macroeconomic backdrop is more complex, leaving XRP trading inside a tight range between $1.37 and $1.40 while the market waits for stronger direction.

Technically, XRP needs to reclaim $1.44 to clear the path toward a test of $1.55 and potentially $1.68 on stronger momentum. On the downside, a drop below $1.35 could invalidate the current price structure and expose the token to a fall toward $1.20. Traders are keeping a close eye on these key levels to see if the fiscal policy talk actually translates into renewed crypto inflows.